CORPORATE CREDIT LEAD
Corporate Credit Team Lead
Our client an international corporate bank with close to a billion assets under management are currently seeking a corporate credit team lead to join the business.
This role will suit someone with exposure to corporate credit bilateral and syndicated loans and significant exposure to credit risk and loan documentation.
The Company is planning to grow its business with a particular focus on corporate lending, asset backed lending and project finance lending
Responsibilities
Establish / Improve appropriate credit policies, internal credit approval procedures and credit quality control monitoring.
Approve, in conjunction with senior management all extensions of credit.
Manage the Credit Department, the main functions of which are to
Analyse all credit applications for approval/rejection.
Administer all credit limits and report any excesses to Management.
Act as a voting member of the Risk Committee and the Credit Committee.
Report to the Risk Committee on all aspects of Credit Management and the Company’s risk portfolio.
Review transaction documentation including checking that the contents of approval applications match the legal document or transaction summary.
Act as point of contact for client queries/requests and drive resolution of issues relating to client accounts
In charge of risk management function in the Company.
Approve all extensions of credit as required by all relevant internal policies, either independently, in conjunction with senior management or when appropriate, as a member of the Credit Committee.
Ensure the Company’s risk portfolio is controlled by appropriate limits considering corporate limits, geographical limits and industrial risks.
To monitor and investigate the risks, including but not limited to Market Risk, Liquidity Risk, Interest Rate Risk, and Operational Risk, resulting from various financial transactions within the Company.
Requirements:
10 years banking experience with 3+ years within Corporate Banking
Bachelor’s Degree in Business, Accounting or Finance preferable. Experience as a senior member of a financial department desirable.
Strong ability to understand and judge appropriateness of transaction structures.
Strong understanding of loan documentation and working on transactions from origination through the life of a transaction.
Excellent interpersonal, communication, report writing and presentation skills essential.
Experience of working with an international bank would be advantageous.
Professional qualifications such as CPA, ACA, ACCA, CIMA or CFA would be advantageous.