COMPLIANCE OFFICER - MORTGAGES

Job Description

My client a leading mortgage lender is currently seeking a compliance officer to help ensure a portfolio of new residential mortgages are compliant with Central Bank guidelines.



The Compliance Officer will assist the Head of Compliance with the following:


  • Preparing monthly and quarterly Compliance Reports.

  • Maintaining the regulatory registers (e.g. F&P, Conflicts of Interest etc.).

  • Reviewing company policies to ensure they are compliant with all relevant regulation/legislation.

  • Conducting Compliance Risk Assessments.

  • Collaborating with external regulatory authorities when needed.

  • Ensuring the delivery of the annual Compliance programme.

  • Monitoring the regulated activity performed by 1st line business functions and its service providers through scheduled and themed monitoring reviews to ensure regulatory obligations are met, particularly in the areas of Anti Money Laundering, Data Protection and Consumer Protection.

  • Risk management within the company, populating and maintaining risk registers, co-ordination of risk committees.

  • Being familiar with and keeping up to date with all statutory and regulatory requirements and relevant guidance applicable to the business model. (CPC, CCMA, SME)

  • Staying informed of emerging statutory and legal requirements and reporting to the Head of Compliance accordingly.


Requirements

  • Minimum 3 years’ experience in a similar role.

  • Familiarity with industry practices and professional standards.

  • Adaptability with the ability to prioritise and work under pressure.

  • Excellent communication skills with very strong written skills.

  • Integrity and professional ethics.

  • Excellent IT skills - proficiency in MS Office, excel and word.

  • Good analytical skills and attention to detail.

  • Ability to act on own initiative and an organised approach to work.

  • Good judgement, confidentiality, and discretion.

  • A track record of liaising with business stakeholders in the effective delivery of objectives.

  • Ability to operate autonomously to drive deliverables and to work collaboratively as part of team.

  • Institute of Bankers/Compliance Institute qualification (preferred).